Budgeting tools
Banno Online uses single sign-on to provide personal financial management (PFM) tools in Banno.
Budgeting tools are available for any account belonging to the end user's primary financial institution. Banno Online directs end users to the budgeting tools by navigating to a new page in the browser after selecting Budgeting tools from an account in Banno Online. Because the feature uses single sign-on, end users only need their Banno Online account and do not need to create a separate account to access the budgeting tools.
To access budgeting tools using a desktop browser, go to . To access budgeting tools in a mobile browser, view an account and select Budgeting tools from the slide-out menu beneath the account name.
Geezeo Personal Financial Management (PFM)
Geezeo's platform processes streams of financial transactions to provide insights, tools, tagging, and reporting for end users and institutions.
Geezeo has an extensive PFM toolbox:
- Account aggregation - This tool combines all of the end user's external account information into one digital banking dashboard, including outside transactions.
- Spending by category - This tool allows the end user to view all their spending activity broken up by category.
- Budget progress - This tool builds a comprehensive monthly spending plan that keeps track of the end user's progress. The end user can receive status alerts for certain spending benchmarks to help them stay on course.
- Cash flow calendar - This tool provides the end user with a quick view of their upcoming expenses - both recurring and one-time payments - and paychecks laid out in calendar view.
- Net worth - This tool gives the end user a full picture of their net worth and its growth over time, including all their linked accounts. They can also view their investments, assets, credit cards, and liabilities individually.
- Financial goals - This tool allows the end user to create financial goals.
Tagging
Geezeo has a built-in data enrichment system that takes unordered transaction data and automatically transforms it into clean, decipherable information.
Once the information is tagged, it is categorized into Geezeo's spending overview. From here, end users can choose whether or not to further customize transaction tags to best meet their needs.