Setting ACH access for a user

In Banno Online User management, organization administrators can set ACH access for users.

1. Go to Your/My profile > Business management.
2. Select the user who you want to give access to ACH.
3. Select Set permissions.
4. Use the sliders to turn on or off the following permissions.

   Enable

   This permission option allows the organization user access to ACH entitlements. This permission must be activated if a business user needs to use ACH functionality.

   View ACH

   This permission option allows the organization user to view ACH transactions/batches.

   Note: To edit any ACH permission, first activate View ACH.

   Initiate ACH

   This permission allows the organization user to send ACH transactions/batches to the institution for processing.

   Note: To activate Initiate ACH, first enter a Daily ACH limit value greater than zero.

   Daily ACH limit

   This permission option sets the maximum amount that an organization user can initiate per day. The field must be set higher than zero.

   Per batch ACH limit

   This permission option only appears for credit unions. This permission option sets the maximum amount that an organization user can initiate per batch.

   Edit/create ACH Control

   This permission option describes the extent to which an organization user can create and modify ACH batches.

   • Per batch ACH limit - Allows the business to grant business users to create and modify ACH batches.
   • Partial edit - Allows the business to grant business users to edit a receiver's amount, transaction type (debit or credit), addenda information, held status, and prenote status.
   • None - Allows the business to block business users from the ability to edit or create ACH batches.

   Upload ACH file

   This permission option allows the organization user to upload ACH transactions.

   Batch delete

   This permission allows the organization user to remove one or more ACH batches.

   ACH debits

   This permission option only appears for credit unions. This permission option allows the organization user to create and initiate outgoing ACH debit transactions.

   ACH credits

   This permission option only appears for credit unions. This permission option allows the organization user to create and initiate outgoing ACH credit transactions.

   Initiate ACH Without Approval

   This permission option only appears for credit unions. This permission option allows an organization user to initiate ACH without approval.

   Recurring ACH

   This permission option only appears for banks. This permission option allows an organization user to edit recurring ACH batches during batch edit.

   Restricted Batch Access

   This permission option only appears for banks. This allows an organization user to create and view restricted batches/categories which are marked restricted at the time of entry or during edit.

   Import Recipients

   This permission option only appears for banks. This permission option allows an organization user to upload a fixed-position, CSV, or tab-delimited file into a batch which can only contain transaction items.

   SEC code CCD

   This permission option only appears for credit unions. This permission option allows the organization user to access ACH batches with the Standard Entry Class Code CCD.

   SEC code CTX

   This permission option only appears for credit unions. This permission option allows the organization user to access ACH batches with the Standard Entry Class Code CTX.

   SEC code PPD

   This permission option only appears for credit unions. This permission option allows the organization user to access ACH batches with the Standard Entry Class Code PPD.

   SEC code TEL

   This permission option only appears for credit unions. This permission option allows the organization user to access ACH batches with the Standard Entry Class Code TEL.

   SEC code WEB

   This permission option only appears for credit unions. This permission option allows the organization user to access ACH batches with the Standard Entry Class Code WEB.